Monetary System: User Identification

I propose using IPv6 to identify all users and accounts in the Digital Monetary System restructure.

Each is already identified in the current system.

Users:  Almost every entity (person/business) that transacts with money has a money account of some type.  Probably more than one.  Some of those accounts are not "money in the bank" accounts but "money owed the bank or other credit entity" accounts.  Either way those accounts are identified by a number associated to the authorized user of the account.  The "true" identity of the authorized user in relation to their account number is established by any of a number or combination of data elements associated with the account user/holder sufficient to assure security.

Focusing on people, living human beings, as account holders distinct from those that are not, the number of people that do not have an account through which to conduct money transactions today are in the category: Un-banked.  There is a trend to get more people banked.  A trend that either forces them to become banked or entices them to do so voluntarily.  I doubt that it is entirely for the purpose of increasing business for the banks but to facilitate the business of business in general.  There are some related big data objectives as well.  Big Data can't get all big data on all the people unless they are in the system.  Why do they want it?  Because Big Data.

13% of households are unbanked 7% known to be unbanked the rest are just unknown.  Households are not the same as people but it gives an idea of the magnitude of the population that is unbanked.

There are protocols and standards for bank account numbering systems.

Here is a great account number portability idea based on the telephone number portability concept.  It is not a novel idea.  Obvious, actually.  The evolution of the Information Age as it consolidates information in relationship to an entity that may have several different identifiers wants to reduce the number of identifiers to the maximum extent for ease of management, reduction of redundancy, abiguity, etc.  A nature Big Data tendency.  Not surprising.  What really drove telephone number portability?  Consumer demand or business desire?  Hmmmm.....

Cutting to the chase (belatedly but getting there at my usual speed..."There" being the point)

The ultimate level of ID efficiency is to have a single universal unique identifier for every person in accordance with an industry standard protocol.  I'd have to search to see if there is a single national or world wide protocol for a formal standard applicable to the unique identification of all human beings.

There is a bank account PIN protocol standard.  A universal standard applies at country level in several countries called a National Identification Number for government use but a universal number for universal application?  Even a futurist would not have to gaze too far into the crystal ball to see it coming.

This link looks at IP numbers and data protection.

Tim Berners-Lee floated and idea of everyone having an IP number.  A public IP number like their name is public.  However there is a private password to go on the internet and find out who has what private information, and if was information they were authorized to collect or have access to.  More or less the idea.  I blogged about it previously.

Not a bad idea but like when someone has the secret password to your bank account......what could go wrong?

How to protect privacy in a world where information aggregation and personal data accumulation has great momentum for profit and other reasons it is a hard protection fight when the other side with all the money and technology seeks more private info.  All the private person has left is the right to know who has what info about them an if they obtained it, allow access to it in accordance with a person's permission.  Then big info has to figure out how to "buy" that right through rewards programs or a stipulation tied to use, like those of Facebook.

The NSA is probably a front runner in a National ID register.  No privacy issues.  No need to know our own number.  It is that private.  Does the NSA have a block reserved in IPv6?  If so, it could be the genesis of the Account User ID system as well as any other system that it would be portable to.

Personal Portable ID for Life.  For your security from the NSA.